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Find Mortgage Lenders in Linden, NJ

Directory of mortgage lenders in Linden, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Linden, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Linden, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Poles Federal Credit Union
1161 W St Georges Ave, Linden, NJ 07036
9085230008
Chase Home Lending
235 N Wood Ave, Linden, NJ 07036
7278943490

Mortgage lenders in Linden, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to follow the New Jersey Consumer Protection Act and Truth in Lending Act disclosures. Local lenders are familiar with Union County property values and common loan programs like FHA, VA, and conventional mortgages.

What Does a Mortgage Lender in Linden Cost?

Typical costs for a mortgage lender in New Jersey include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1000 to 2000 dollars. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Linden?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search. Self-employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in New Jersey?
Most mortgage approvals in New Jersey take 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances. Delays can occur if appraisals or title work take longer.