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Directory of mortgage lenders in Lakewood, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Leiman Mortgage Network
1650 Lexington Ave, Lakewood, NJ 08701
7329876477
The Semah Mortgage Team @ The Mint Capital
1255 River Ave Suite 201, Lakewood, NJ 08701
7322675949
Chanania Manies at Rate (NMLS #1607912)
306 1st St Suite 4, Lakewood, NJ 08701
7322430425
The Kornfeld Mortgage Team
1255 River Ave, Lakewood, NJ 08701
3475637091
Ark Mortgage
700 Cedarbridge Ave, Lakewood, NJ 08701
7324154150
Chase Mortgage
1700 Madison Ave Ste 30, Lakewood, NJ 08701
7323703218
Rate
306 1st St Suite 4, Lakewood, NJ 08701
8669347283
Metropolitan Mortgage Corporation
110 Magnolia Dr, Lakewood, NJ 08701
7329421225
Guaranteed Rate of Lakewood
911 E County Line Rd #206, Lakewood, NJ 08701
3478024646
Zevi Friedman
1255 River Ave, Lakewood, NJ 08701
7323058955
Mortgage lenders in Lakewood, New Jersey help home buyers and homeowners secure financing for home purchases or refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the Lakewood real estate market and can guide you through the state specific disclosure and escrow requirements.
What Does a Mortgage Lender in Lakewood Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lakewood New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders also require a signed Good Faith Estimate and Truth in Lending disclosure within three business days of application.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law mandates a three business day right of rescission for refinances, which can add time.
Are there special mortgage programs for first time home buyers in New Jersey?
Yes, New Jersey offers the NJHMFA FirstHome program with down payment assistance and competitive rates. Many local lenders in Lakewood also participate in FHA and USDA loans for qualified buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.