ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Jamesburg, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Jamesburg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Jamesburg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
315 Forsgate Dr, Jamesburg, NJ 08831
7328731365
Star Mortgage & Finance LLC - NMLS #755791
241 Forsgate Dr Suite 205, Jamesburg, NJ 08831
7327500780
Fairway Independent Mortgage Corporation
241 Forsgate Dr suite 204, Jamesburg, NJ 08831
7328451991
Mortgage lenders in Jamesburg, New Jersey help homebuyers and homeowners secure financing for property purchases or refinancing. New Jersey law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the Middlesex County real estate market and can guide you through state-specific programs like the NJHMFA down payment assistance.
What Does a Mortgage Lender in Jamesburg Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 per $100 for loans under $200,000 and $0.65 per $100 for larger loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Jamesburg?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to check your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New Jersey?
The typical mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances after closing. Delays can occur if appraisals or title searches take longer than expected.
Are there special mortgage programs for first-time buyers in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like the FirstHome program with low down payments and competitive rates. These programs often require a homebuyer education course. Eligibility depends on income limits and purchase price caps set by the state.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Jamesburg who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.