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Looking for a mortgage lender in Hillsdale? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Hillsdale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Hillsdale, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelley McDonald, Coldwell Banker
50 Broadway, Hillsdale, NJ 07642
5516898634
Kevin Faren - Mortgage Loan Officer
450 Hillsdale Ave, Hillsdale, NJ 07642
2017395039
Mortgage lenders in Hillsdale, New Jersey help homebuyers and homeowners secure financing for property purchases and refinancing. New Jersey requires mortgage lenders to be licensed through the New Jersey Department of Banking and Insurance under the New Jersey Residential Mortgage Lending Act. Local lenders in Hillsdale understand the Bergen County real estate market and can guide you through state-specific rules like the New Jersey Truth in Consumer Contract, Warranty, and Notice Act.
What Does a Mortgage Lender in Hillsdale Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hillsdale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders may also request proof of homeowners insurance and a property appraisal.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances after closing documents are signed.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.