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Directory of mortgage lenders in Hillsborough Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Hillsborough Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Hillsborough Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Sanders at Prosperity Home Mortgage - Hillsborough
408 US-206, Hillsborough Township, NJ 08844
6097074756
Crossroads Financial Mortgage Inc.
450 Amwell Rd Suite J-4, Hillsborough Township, NJ 08844
9082210304
Mortgage, Bank of America
430 Amwell Rd, Hillsborough Township, NJ 08844
8482167543
Chase Home Lending
381 US-206, Hillsborough Township, NJ 08844
4152255530
Mortgage lenders in Hillsborough Township New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific housing market conditions in Somerset County and can guide you through the state-specific closing process.
What Does a Mortgage Lender in Hillsborough Township Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hillsborough Township?
You typically need recent pay stubs, tax returns, bank statements, and government-issued identification. New Jersey lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances, which can extend the timeline.
Are there first-time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.