ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Hackensack, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Hackensack, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 20 mortgage lenders in Hackensack, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Get A Rate
411 Hackensack Ave Suite 104, Hackensack, NJ 07601
2013930200
DreamMaker Funding
411 Hackensack Ave Suite 303, Hackensack, NJ 07601
2013436100
Homeland Lending, LLC
290 Vincent Ave 3rd Floor, Hackensack, NJ 07601
2018088179
Ken Goffstein | Bergen Mortgage Enterprise LLC I VP Retail Lending
411 Hackensack Ave Suite 200, Hackensack, NJ 07601
Mortgage lenders in Hackensack New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Protection Act. Local lenders understand the Hackensack real estate market and can guide you through the application process.
What Does a Mortgage Lender in Hackensack Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Hackensack New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search. Additional documents may be needed for self employed borrowers.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there New Jersey specific mortgage programs?
Yes the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first time home buyer programs. These programs have income limits and property location requirements. Hackensack residents may qualify for these state programs.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Hackensack who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.