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Mortgage Lenders in Florham Park, NJ

Directory of mortgage lenders in Florham Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Florham Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Florham Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Money Store Headquarters
30B Vreeland Rd Suite 200, Florham Park, NJ 07932
9738052000
Erez Shimoni of Petra Cephas Residential Mortgage Brokers
25A Vreeland Rd, Florham Park, NJ 07932
9087055882
Keypoint Mortgage LLC.
30 Vreeland Rd Suite 302, Florham Park, NJ 07932
9738452840
Chase Home Lending
186 Ridgedale Ave, Florham Park, NJ 07932
6502249995
Fred Tomczyk - Mortgage Loan Officer
177 Columbia Turnpike, Florham Park, NJ 07932
9734622290

Mortgage lenders in Florham Park New Jersey assist homebuyers and homeowners with purchase loans and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Florham Park real estate market and can guide you through the process.

What Does a Mortgage Lender in Florham Park Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Florham Park?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three-day right of rescission for refinances after closing.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income and purchase price limits.