Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Fanwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Manju Kumar - First Community Mortgage - NMLS ID 1089052
141 South Ave Suite 200, Fanwood, NJ 07023
8004648626
Mina Fanous - First Community Mortgage - NMLS ID 2026832
141 South Ave Suite 200, Fanwood, NJ 07023
8004648626
Stephen Moffat - First Community Mortgage - NMLS ID 167416
141 South Ave Suite 200, Fanwood, NJ 07023
2032497629
What Does a Mortgage Lender in Fanwood Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually total 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount for most loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fanwood?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New Jersey lenders also require a property appraisal and a credit check. Your lender will give you a full list based on your loan type.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances under federal rules. Delays can happen if documents are incomplete.
Are there special mortgage programs for New Jersey residents?
Yes, the New Jersey Housing and Mortgage Finance Agency (NJHMFA) offers down payment assistance and first-time homebuyer programs. These programs have income limits and require homebuyer education courses. Your lender can tell you if you qualify.