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Browse mortgage lenders serving Englewood Cliffs, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Englewood Cliffs, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Englewood Cliffs, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Time Mortgage
333 Sylvan Ave # 310, Englewood Cliffs, NJ 07632
2015670101
Juan Torres Branch Manager at Loan Depot
701 E Palisade Ave Suite 202, Englewood Cliffs, NJ 07632
2019259830
Nicholas Pereira
701 E Palisade Ave, Englewood Cliffs, NJ 07632
5512285336
Aspen Mortgage
333 Sylvan Ave #325, Englewood Cliffs, NJ 07632
2019445040
Mortgage World Bankers
375 Sylvan Ave #4, Englewood Cliffs, NJ 07632
2018446247
Mortgage lenders in Englewood Cliffs New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to follow the New Jersey Consumer Protection Act which regulates loan disclosures and prohibits predatory lending practices. Local lenders understand the unique real estate market in Bergen County and can guide you through the mortgage process.
What Does a Mortgage Lender in Englewood Cliffs Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $800, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Englewood Cliffs?
You typically need recent pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search. Each lender may ask for additional documents based on your financial situation.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period after signing the loan documents. Delays can occur if additional documentation is needed.
Are there New Jersey specific mortgage programs for first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like the FirstHome program and NJHMFA down payment assistance. These programs provide low interest rates and grants for eligible buyers in Englewood Cliffs. Income limits and property price caps apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.