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Directory of mortgage lenders in Elmwood Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Elmwood Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Elmwood Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
475 Market St Ste 125, Elmwood Park, NJ 07407
2017969333
UNMB Home Loans Inc.
630 Mola Blvd #201, Elmwood Park, NJ 07407
2013681200
Chase Mortgage
100 Broadway, Elmwood Park, NJ 07407
2017038313
Lynette Spinella - Mortgage Loan Officer
600 Market St, Elmwood Park, NJ 07407
9732193519
TMD Financial
303 Viviney St, Elmwood Park, NJ 07407
2014235313
Mortgage lenders in Elmwood Park New Jersey help homebuyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the specific property tax and insurance requirements for Bergen County.
What Does a Mortgage Lender in Elmwood Park Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Elmwood Park?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances under certain circumstances.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.