ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Cliffside Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Cliffside Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Cliffside Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JANET PAGAN HOME LOANS USA
170 Palisade Ave, Cliffside Park, NJ 07010
2018701507
PRMG
170 Palisade Ave Right, Cliffside Park, NJ 07010
2015809786
Valley Bank
732 Anderson Ave, Cliffside Park, NJ 07010
2019453800
Mortgage World
229 Franklin Ave, Cliffside Park, NJ 07010
2014038673
Mortgage lenders in Cliffside Park New Jersey help home buyers and homeowners secure financing for home purchases and refinances. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market conditions in Bergen County.
What Does a Mortgage Lender in Cliffside Park Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. New Jersey also charges a mortgage recording tax of 0.50 to 1.00 dollars per 100 dollars of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cliffside Park?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey has a three-day right of rescission for refinances under federal law. Delays can occur if the property appraisal or title search takes longer than expected.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course. Local lenders in Cliffside Park can help you apply for these programs.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Cliffside Park who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.