Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in City of Orange, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Capital Mortgage Inc
439 Main St #102, City of Orange, NJ 07050
5163276000
Chase Mortgage
300 Main St, City of Orange, NJ 07050
9736742199
MR Qualified - Hard Money Lending New Jersey
1 Park St, City of Orange, NJ 07050
9739549741
PNC Mortgage
23 Main St, City of Orange, NJ 07050
9734142010
East Side Lenders
440 Washington St, City of Orange, NJ 07050
9736782644
What Does a Mortgage Lender in City of Orange Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700 and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in City of Orange?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 45 to 60 days. This timeline includes processing, underwriting, and legal review required by state law.
Are there special mortgage programs for first-time buyers in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.