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Looking for a mortgage lender in Chester? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Chester, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Federal Mortgage Corporation
360 Rte 24, Chester, NJ 07930
9739270400
Huntington Mortgage Group
32 Collis Ln #6, Chester, NJ 07930
9088798880
Chase Mortgage
444 Main St, Chester, NJ 07930
9088797700
Fulton Mortgage Company
425 Main St, Chester, NJ 07930
8002209034
PNC Mortgage
25 Maple Ave, Chester, NJ 07930
9088795771
DFJ Capital Group
31 Fairmount Ave Suite 101, Chester, NJ 07930
9736711030
Mortgage lenders in Chester, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders in Chester understand the Morris County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Chester Cost?
Typical costs for a mortgage lender in New Jersey include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These are general estimates and your actual costs will vary by lender, loan type, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chester?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New Jersey lenders also require a valid government ID and a credit check as part of the application process.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three business days. Full underwriting and closing usually takes 30 to 45 days, depending on the complexity of your loan and the lender's workload.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.