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Compare Mortgage Lenders in Cedar Grove, NJ

Compare mortgage lenders in Cedar Grove. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Cedar Grove, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Cedar Grove, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Savings of America
878 Pompton Ave, Cedar Grove, NJ 07009
2016836280
Chase Home Lending
664 Pompton Ave, Cedar Grove, NJ 07009
9512965610
Private Lending Services, LLC
878 Pompton Ave, Cedar Grove, NJ 07009
8337575363

Mortgage lenders in Cedar Grove, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the Cedar Grove real estate market and can guide you through the state-specific closing process.

What Does a Mortgage Lender in Cedar Grove Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances.
What is the minimum down payment for a mortgage in New Jersey?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down, while conventional loans may require 5 percent or more. New Jersey offers first-time home buyer programs with lower down payment options.