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Browse mortgage lenders serving Carteret, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Carteret, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Carteret, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Financial Services
1295 Roosevelt Ave, Carteret, NJ 07008
7329699300
Atlantic Financial Services
1295 Roosevelt Ave, Carteret, NJ 07008
7329699300
Mortgage lenders in Carteret, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market conditions in Middlesex County.
What Does a Mortgage Lender in Carteret Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Carteret?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search as part of the process.
How long does it take to close on a mortgage in New Jersey?
A standard mortgage closing in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload.
What is the New Jersey mortgage recording tax?
New Jersey charges a mortgage recording tax when a mortgage is recorded with the county clerk. The tax rate is 0.23 percent of the loan amount for most residential mortgages. This cost is typically paid at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.