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Find Mortgage Lenders Near You in Rochester, NH

Looking for a mortgage lender in Rochester? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Rochester, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 5 mortgage lenders in Rochester, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Gaudet - Total Mortgage
73 Pickering Rd, Rochester, NH 03839
6035688994
OneMain Financial
120 Washington St Unit 102, Rochester, NH 03839
6033325575
Total Mortgage Rochester NMLS #2707508
73 Pickering Rd Unit 202 L, Rochester, NH 03839
6035688994
Michael D. Woods - Citizens, Home Mortgage
90 N Main St, Rochester, NH 03867
7816088555
Kristin Stephen - Mortgage Loan Officer
1 Old Dover Rd, Rochester, NH 03867
6036300038

Mortgage lenders in Rochester New Hampshire help homebuyers and homeowners secure financing for home purchases or refinancing. New Hampshire law requires lenders to follow specific licensing rules under RSA 397-A. Local lenders understand the Seacoast real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Rochester Cost?

Typical mortgage costs in New Hampshire include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Rochester?
You typically need pay stubs, tax returns, bank statements, and identification. Lenders in New Hampshire also require a signed authorization to check your credit. Gather these items before you apply to speed up the process.
How long does it take to close on a mortgage in New Hampshire?
The average mortgage closing in New Hampshire takes 30 to 45 days from application to closing. Delays can happen if appraisals or title searches take longer. Your lender will give you a timeline at the start.