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Find Mortgage Lenders Near You in Fernley, NV

Compare mortgage lenders in Fernley. Review contact information and insurance categorys before you decide.

13 agents listed
Updated June 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Nevada before hiring.
Showing 13 mortgage lenders in Fernley, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dollar Loan Center
1380 US Hwy 95A N #6, Fernley, NV 89408
(775) 575-2525 dontbebroke.com
WaFd Bank
1480 US Highway 95A North, Fernley, NV 89408
(775) 575-7717 wafdbank.com
Nevada State Bank | Fernley Branch
250 US Highway 95 A S, Fernley, NV 89408
(775) 393-2385 nsbank.com
USA Cash Services
420 E Main St #3, Fernley, NV 89408
(775) 575-1377 usacashservices.com
Greater Nevada Credit Union
1510 E Newlands Dr, Fernley, NV 89408
(775) 882-2060 gncu.org
Julianne White
1044 Inglewood Dr Suite 206, Fernley, NV 89408
(928) 287-0054 jholt.snphomes.com
United Federal Credit Union - Fernley
1035 Inglewood Dr, Fernley, NV 89408
(888) 982-1400 unitedfcu.com
1st Option Realty, LLC.
40 Center St, Fernley, NV 89408
(775) 835-4321 1stoptionrealty.net
Ticor Title Company of Nevada - Fernley
65 McCart St # 102, Fernley, NV 89408
(775) 404-6080 ticornnv.com
Greater Nevada Mortgage
1510 E Newlands Dr, Fernley, NV 89408
(800) 526-6999 greaternevadamortgage.com
Team Beas-Powered by Edge
90 W Main St Suite B, Fernley, NV 89408
(775) 300-3958 edgehomefinance.com
Elise Cortes - Mortgage Advisor at Stanford Mortgage, Fernley
330 E Main St, Fernley, NV 89408
(775) 815-6590 loansbyelise.com
Team Diehl-Mortgage Crew
1044 Inglewood Dr Suite 204, Fernley, NV 89408
(775) 835-3155 summitfunding.net

Mortgage lenders in Fernley Nevada help home buyers and homeowners secure financing for property purchases and refinancing. Nevada law requires all mortgage loan originators to be licensed through the Nevada Division of Mortgage Lending. Fernley residents can work with local lenders who understand the regional housing market and specific Nevada regulations.

What Does a Mortgage Lender in Fernley Cost?

Typical costs for a mortgage in Nevada include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Nevada generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fernley Nevada?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Nevada lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Nevada?
The process usually takes 30 to 45 days from application to closing. Nevada law requires a three business day right of rescission for refinances, which extends the timeline slightly.
What are the down payment requirements for a home in Fernley?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down, while FHA loans allow as little as 3.5 percent. USDA loans are available in Fernley with zero down payment for eligible rural areas.

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