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Find Mortgage Lenders in Fernley, NV

Directory of mortgage lenders in Fernley, Nevada. Verify credentials with the state mortgage licensing authority before hiring.

13 agents listed
Updated May 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 13 mortgage lenders in Fernley, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dollar Loan Center
1380 US Hwy 95A N #6, Fernley, NV 89408
7755752525
WaFd Bank
1480 US Highway 95A North, Fernley, NV 89408
7755757717
Nevada State Bank | Fernley Branch
250 US Highway 95 A S, Fernley, NV 89408
7753932385
USA Cash Services
420 E Main St #3, Fernley, NV 89408
7755751377
Greater Nevada Credit Union
1510 E Newlands Dr, Fernley, NV 89408
7758822060
Julianne White
1044 Inglewood Dr Suite 206, Fernley, NV 89408
9282870054
United Federal Credit Union - Fernley
1035 Inglewood Dr, Fernley, NV 89408
8889821400
1st Option Realty, LLC.
40 Center St, Fernley, NV 89408
7758354321
Ticor Title Company of Nevada - Fernley
65 McCart St # 102, Fernley, NV 89408
7754046080
Greater Nevada Mortgage
1510 E Newlands Dr, Fernley, NV 89408
8005266999
Team Beas-Powered by Edge
90 W Main St Suite B, Fernley, NV 89408
7753003958
Elise Cortes - Mortgage Advisor at Stanford Mortgage, Fernley
330 E Main St, Fernley, NV 89408
7758156590
Team Diehl-Mortgage Crew
1044 Inglewood Dr Suite 204, Fernley, NV 89408
7758353155

What Does a Mortgage Lender in Fernley Cost?

Typical costs for a mortgage in Nevada include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Nevada generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fernley Nevada?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Nevada lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Nevada?
The process usually takes 30 to 45 days from application to closing. Nevada law requires a three business day right of rescission for refinances, which extends the timeline slightly.