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Looking for a mortgage lender in Helena? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Helena, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 18 mortgage lenders in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Hill Team powered by Premier Mortgage Resources
3345 Colton Dr B, Helena, MT 59602
4064575205
Evergreen Home Loans Helena NMLS ID 2101498
639 Helena Ave STE A, Helena, MT 59601
4063247222
Bank of the Rockies
2000 Prospect Ave, Helena, MT 59601
4064951900
Union Home Mortgage
1048 Helena Ave Suite 102 & 103, Helena, MT 59602
4068687915
OneMain Financial
3215 Dredge Dr c, Helena, MT 59602
4064498855
J.R. McFadden NMLS 1246357 | Major Mortgage
2001 11th Ave #28, Helena, MT 59601
4064651918
Jenni Grovom - Mortgage Lender, Opportunity Bank of Montana
1400 Prospect Ave, Helena, MT 59601
4064397216
Renegade Financial
27 Neill Ave Suite 103, Helena, MT 59601
4067601985
Dawn Buckley-U.S. Bank Mortgage
302 N Last Chance Gulch, Helena, MT 59601
4062376043
Kristen McLaughlin - Stockman Bank
1435 Vandelay Ave, Helena, MT 59601
4064479007
Don Kessler NMLS 6880 Evergreen Home Loans NMLS 3182
639 Helena Ave STE A, Helena, MT 59601
4064399533
Matthew Tedesco-U.S. Bank Mortgage
302 N Last Chance Gulch, Helena, MT 59601
4064379644
Mutual Of Omaha Reverse Mortgage DeWolf
1422 Cedar St, Helena, MT 59601
4064314651
New American Funding- Helena
420 Sierra Rd W Ste 5, Helena, MT 59602
4062908677
US Bank Mortgage
Helena, MT 59601
8008722657
Chase Home Lending
3115 N Montana Ave, Helena, MT 59602
7188696164
Katie Lawler
3094 N Sanders St, Helena, MT 59601
4064479006
Bill Cockhill - Stockman Bank
3094 N Sanders St, Helena, MT 59601
4064479002
Mortgage lenders in Helena Montana help home buyers and homeowners secure financing for residential properties. Montana law requires all mortgage loan originators to be licensed through the Montana Division of Banking and Financial Institutions. Local lenders can guide you through conventional FHA VA and USDA loans tailored to the Helena housing market.
What Does a Mortgage Lender in Helena Cost?
Typical costs for a mortgage lender in Montana include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees from 400 to 700 dollars. Closing costs in Helena usually range from 2 to 5 percent of the purchase price. These costs can vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Helena Montana?
You typically need pay stubs tax returns bank statements and a government-issued ID. Lenders also check your credit score and debt-to-income ratio. Montana lenders may ask for additional proof of income if you work in seasonal industries common to the state.
How long does the mortgage process take in Montana?
The process usually takes 30 to 45 days from application to closing. Montana law requires a 3-day right of rescission on refinances under federal Truth in Lending Act rules. Delays can occur if property surveys or title work take extra time in rural areas.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.