ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Smithville, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Smithville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 mortgage lenders in Smithville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Bank of Kansas City
1304 US-169, Smithville, MO 64089
9132813165
Central Bank
302 W Main St, Smithville, MO 64089
8165255300
Central Bank
1603 US-169, Smithville, MO 64089
8165255300
Nodaway Valley Bank
14402 US-169, Smithville, MO 64089
8168732929
Travis Boyer - Nodaway Valley Bank
14402 US-169, Smithville, MO 64089
8168732929
Keri Rotterman Nodaway Valley Bank
14402 US-169, Smithville, MO 64089
8168732929
Southern Bank: Cory Dudley
100 State Rte 92, Smithville, MO 64089
8554527272
Mortgage lenders in Smithville Missouri help residents secure home loans for purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Local lenders understand the Smithville real estate market near Kansas City.
What Does a Mortgage Lender in Smithville Cost?
Typical mortgage lender costs in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Smithville?
You typically need pay stubs, tax returns, bank statements, and identification. Missouri lenders also require a property appraisal and title search.
How long does a mortgage approval take in Missouri?
Most mortgage approvals in Missouri take 30 to 45 days from application to closing. Delays can occur if additional documentation is needed.
Are there first time home buyer programs in Missouri?
Yes, the Missouri Housing Development Commission offers down payment assistance and low interest loans for first time buyers. These programs have income and purchase price limits.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Smithville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.