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Directory of mortgage lenders in Raytown, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Raytown, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage lenders in Raytown, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
9480 E State Rte 350, Raytown, MO 64133
8163587000
Synergy One Lending KC
10110 E 63rd St Suite 100, Raytown, MO 64133
9132053403
Union Home Mortgage
10110 E 63rd St, Raytown, MO 64133
8164551232
Mortgage lenders in Raytown Missouri help residents secure home loans for purchasing or refinancing property. Missouri law requires lenders to be licensed through the Division of Finance and follow state specific disclosure rules. Local lenders understand the Raytown real estate market and can guide you through conventional FHA or VA loan options.
What Does a Mortgage Lender in Raytown Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 1,500 to 2,500 dollars. Closing costs in Missouri generally total 2 to 5 percent of the home purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Missouri?
Mortgage lenders in Missouri must hold a license from the Missouri Division of Finance. They also register with the Nationwide Multistate Licensing System NMLS. You can verify a lenders license on the NMLS consumer access website.
How long does a mortgage loan take to close in Missouri?
A typical mortgage loan in Missouri takes 30 to 45 days to close. This timeline can vary based on the loan type and the borrowers financial situation. Missouri law does not set a specific closing time limit but lenders must provide a Loan Estimate within three business days of application.
Are there special mortgage programs for Missouri first time buyers?
Yes the Missouri Housing Development Commission MHDC offers programs like MoHome and MoFirst for first time buyers. These provide down payment assistance and lower interest rates. Eligibility depends on income limits and the home purchase price in Raytown.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.