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4 agents listed
Updated May 2026
Platte City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 mortgage lenders in Platte City, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank
2400 NW Prairie View Rd, Platte City, MO 64079
8165255300
Midtown Equity Mortgage LLC NMLS #332443
351 Main St #4, Platte City, MO 64079
8168587700
Kelly Parkhurst - Nodaway Valley Bank
2703A Running Horse Rd, Platte City, MO 64079
8165975300
NASB Home Loans - Beverly Smith (NMLS# 544213)
2707 NW Prairie View Rd, Platte City, MO 64079
8666272034
Mortgage lenders in Platte City Missouri help homebuyers secure financing for residential properties. Missouri law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders can guide you through state specific programs like the Missouri Housing Development Commission first time home buyer loans.
What Does a Mortgage Lender in Platte City Cost?
Typical mortgage lender costs in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Platte City generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Platte City?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Missouri lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law allows a three day rescission period after signing for refinances but not for purchase loans.
What is the minimum down payment for a home loan in Platte City?
Conventional loans may require as little as 3 percent down. FHA loans allow 3.5 percent down, and VA loans often require no down payment for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.