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Looking for a mortgage lender in Osage Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Osage Beach, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage lenders in Osage Beach, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Edward Lowther
3535 Osage Beach Pkwy Suite 103, Osage Beach, MO 65065
5733022364
MHQ - Mortgage HeadQuarters of Missouri Inc
Mortgage Headquarters, 4824 Osage Beach Pkwy Suite 1, Osage Beach, MO 65065
5733029990
Mortgage lenders in Osage Beach help residents and second-home buyers finance properties along the Lake of the Ozarks. Missouri law requires lenders to be licensed through the state Division of Finance. Local lenders often offer specialized loan products for vacation homes and investment properties common in the area.
What Does a Mortgage Lender in Osage Beach Cost?
Typical costs for a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Osage Beach?
You typically need recent pay stubs, tax returns, bank statements, and photo ID. Missouri lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Missouri?
Most conventional loans close in 30 to 45 days. Missouri law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of application. Delays can occur if appraisals or title work take longer.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.