Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage lenders in North Kansas City, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Signature Mortgage Group LLC
1828 Swift St #100, North Kansas City, MO 64116
8165240707
Gold Leaf Lending LLC
1321 Burlington St Ste B4, North Kansas City, MO 64116
9136208737
What Does a Mortgage Lender in North Kansas City Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Missouri generally range from 2 to 5 percent of the purchase price. These figures are estimates and actual costs vary by lender, loan type, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Missouri?
Mortgage lenders in Missouri must hold a license from the Missouri Division of Finance under the Missouri Mortgage Brokers and Lenders Act. They also need to register with the Nationwide Multistate Licensing System (NMLS).
What is the typical down payment for a home in North Kansas City?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down for qualified buyers. USDA and VA loans may require zero down payment.
Are there any Missouri specific rules for mortgage closing costs?
Missouri law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. These documents list all costs including origination fees, appraisal fees, and title insurance.