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Find Mortgage Lenders in Kirkwood, MO

Looking for a mortgage lender in Kirkwood? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Kirkwood, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage lenders in Kirkwood, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
338 S Kirkwood Rd Suite 107, Kirkwood, MO 63122
3147626810
US Bank Mortgage
470 N Kirkwood Rd, Kirkwood, MO 63122
8008722657
Chase Home Lending
101 N Kirkwood Rd, Kirkwood, MO 63122
3144018030

Mortgage lenders in Kirkwood Missouri help homebuyers and homeowners secure loans for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance and comply with state disclosure rules. Local lenders understand the Kirkwood real estate market and can guide you through the loan process from pre approval to closing.

What Does a Mortgage Lender in Kirkwood Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 800 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Missouri law requires lenders to provide a Loan Estimate within three business days of application so you can review all fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kirkwood Missouri?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Self employed borrowers may need additional profit and loss statements. Your lender will provide a full list based on your loan type.
How long does it take to close on a mortgage in Missouri?
A standard mortgage closing in Missouri usually takes 30 to 45 days from application to funding. Delays can occur if appraisals or title work take longer. Your lender will give you an estimated timeline at the start.
Are there any Missouri specific mortgage programs I should know about?
Yes the Missouri Housing Development Commission offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course. Check with your lender to see if you qualify.