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Find Mortgage Lenders in Petal, MS

Browse mortgage lenders serving Petal, Mississippi. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Petal, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 13 mortgage lenders in Petal, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
35 Byrd Blvd Ste 1101, Petal, MS 39465
6014635626
PANTHER CREDIT, LLC
134 S Main St, Petal, MS 39465
6013368130
Burch Financial Of Petal
1233 MS-42 suite 100, Petal, MS 39465
6016995200
BankFirst
1130 Evelyn Gandy Pkwy, Petal, MS 39465
6015825276
Trustmark
117 S Main St, Petal, MS 39465
6015835214
Trustmark
117 S Main St, Petal, MS 39465
6015835214
Hancock Whitney Bank
535 E Central Ave, Petal, MS 39465
6015848192
Harbor Loans of Petal
100 Eastbrook Dr # 40, Petal, MS 39465
6015446315
Cadence Bank
27 Byrd Dr, Petal, MS 39465
6015544040
First Southern Bank
1048 MS-42, Petal, MS 39465
6014500394
Noah Lambert, Mortgage Loan Originator - Hancock Whitney Bank
535 E Central Ave, Petal, MS 39465
6015848192
Regions Mortgage
120 S Main St, Petal, MS 39465
6015454770
Kellie Jo Newsom
100 Eastbrook Dr #190, Petal, MS 39465
6012979027

Mortgage lenders in Petal, Mississippi help home buyers and homeowners secure financing for home purchases and refinances. Mississippi law requires lenders to be licensed through the Mississippi Department of Banking and Consumer Finance. Local lenders understand the Petal real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Petal Cost?

Typical costs for a mortgage in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Petal?
You typically need pay stubs, tax returns, bank statements, and photo ID. Mississippi lenders also require proof of homeowners insurance before closing.
How long does it take to close a mortgage in Mississippi?
Most mortgage loans in Mississippi close within 30 to 45 days from application. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first time buyers in Mississippi?
Yes, the Mississippi Home Corporation offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.