Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 2 mortgage lenders in Oxford, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gum Tree Mortgage
404 Enterprise Dr suite f, Oxford, MS 38655
6622341940
GMFS Mortgage - Oxford
410 Enterprise Dr, Oxford, MS 38655
6627624502
What Does a Mortgage Lender in Oxford Cost?
Typical costs for a mortgage lender in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs in Mississippi generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oxford Mississippi?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Mississippi lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Mississippi?
The average mortgage process in Mississippi takes 30 to 45 days from application to closing. This timeline can vary based on loan type and your financial situation.
Are there first time home buyer programs in Mississippi?
Yes, the Mississippi Home Corporation offers programs like the Mortgage Credit Certificate and down payment assistance for eligible first time buyers. These programs have income limits and purchase price caps.