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15 agents listed
Updated May 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 15 mortgage lenders in White Bear Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Sandy Talberg
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835212
Jenny Hanna at Prosperity Home Mortgage - Saint Paul
2137 4th St, White Bear Lake, MN 55110
6513433345
Bell Bank Mortgage, Kelly Sorenson
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835230
Bell Bank Mortgage, Erin Moffitt
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835240
Bell Bank Mortgage, Amy Price
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835206
Jamie Larkin at CrossCountry Mortgage
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
Bell Bank Mortgage
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835285
Mark Meader at CrossCountry Mortgage
4505 White Bear Pkwy Suite 1300, White Bear Lake, MN 55110
6516537667
Tim Swierczek
1076 Pine Hill Ln, White Bear Lake, MN 55127
6517729000
US Bank Mortgage
2650 County Rd E E, White Bear Lake, MN 55110
6517483800
CrossCountry Mortgage, LLC
4505 White Bear Pkwy Suite 1300, White Bear Lake, MN 55110
6516537667
CrossCountry Mortgage, LLC
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
Absolute Mortgage Inc
3564 Rolling View Dr Suite C, White Bear Lake, MN 55110
6517771112
Summit Mortgage Corporation
4886 US-61 UNIT 202, White Bear Lake, MN 55110
6517620505
US Bank Mortgage
4700 Clark Ave, White Bear Lake, MN 55110
8008722657
Mortgage lenders in White Bear Lake help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the unique housing market in White Bear Lake and can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in White Bear Lake Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in White Bear Lake?
You will need recent pay stubs W-2 forms tax returns bank statements and identification. Minnesota lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Minnesota?
The typical mortgage process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after you receive the Closing Disclosure before you can sign final documents.
Are there special mortgage programs for Minnesota first time home buyers?
Yes the Minnesota Housing Finance Agency offers the Start Up and Step Up programs with down payment assistance and lower interest rates. These programs are available for eligible buyers in White Bear Lake.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.