ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Wayzata? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 15 mortgage lenders in Wayzata, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northport Funding
319 Barry Ave S Suite 305, Wayzata, MN 55391
6124465400
All Season Mortgage
700 Twelve Oaks Center Dr Suite 700-231, Wayzata, MN 55391
9528482429
Oliver White Mortgage Group | Fairway Independent Mortgage Corporation
214 Minnetonka Ave S, Wayzata, MN 55391
9524125428
Envision Capital
315 Lake St E #101, Wayzata, MN 55391
9524739988
Scott Ericksen at Rate (NMLS #366572)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6514913241
Tyler Anderson at Guaranteed Rate Affinity (NMLS #29594)
235 Lake St E Ste 100, Wayzata, MN 55391
7635507507
Troy Klein - Mortgage Loan Officer
315 Lake St E #101, Wayzata, MN 55391
6123274801
Steve Ruprecht at Rate (NMLS #389036)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127995502
Ben Walker | Guild Mortgage
319 Barry Ave S Suite 305, Wayzata, MN 55391
9522012599
Bryan Wernimont at Rate (NMLS #452836)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127025319
Supreme Lending Donnie Robin
15550 Wayzata Blvd STE 200, Wayzata, MN 55391
9524497144
Pam Dahm at Rate (NMLS #400741)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
9524666446
Old National Mortgage -Cynthia Theisen
135 Central Ave N, Wayzata, MN 55391
7632047251
Rate
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
9524666446
Tradition Mortgage
100 Lake St W, Wayzata, MN 55391
9525677663
Mortgage lenders in Wayzata Minnesota help home buyers and homeowners secure financing for property purchases and refinances. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce and follow state specific disclosure rules. Local lenders understand the Wayzata real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Wayzata Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Minnesota generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must be licensed by the Minnesota Department of Commerce as a residential mortgage originator or servicer. They must also pass a criminal background check and complete continuing education each year.
What is the minimum down payment for a home loan in Wayzata?
Down payment requirements vary by loan type. Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may require zero down for qualified borrowers.
How long does the mortgage approval process take in Minnesota?
The typical mortgage approval process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after you receive the Closing Disclosure before the loan can close.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Wayzata who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.