ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Stillwater, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Stillwater, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 18 mortgage lenders in Stillwater, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Brad Goulet
13999 60th St N, Stillwater, MN 55082
6122102280
Ideal Credit Union
2020 Washington Ave, Stillwater, MN 55082
6517707000
Bell Bank Mortgage, Stig Sandell
13999 60th St N, Stillwater, MN 55082
6517835254
Andy Riemenschneider at CrossCountry Mortgage
106 S Main St Suite A, Stillwater, MN 55082
6512483788
Bell Bank Mortgage, Nick Gibbs
13999 60th St N, Stillwater, MN 55082
6512850879
Lake Elmo Bank
1937 Greeley St S, Stillwater, MN 55082
6517778365
Dave Amelsberg at CrossCountry Mortgage
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
8777731226
Marketplace Home Mortgage
610 Main St N STE 100, Stillwater, MN 55082
6517056030
St. Croix Home Loans
105 New England Pl STE 270, Stillwater, MN 55082
6513305507
Mortgages Unlimited - Stillwater
450 Main St N #220, Stillwater, MN 55082
6513346362
CrossCountry Mortgage, LLC
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
6512304005
Adam Long - Mortgage Loan Originator - NMLS #353982
421 S Main St Ste D1, Stillwater, MN 55082
6123961678
Minnesota Bank & Trust Mortgage Loan Production Office
200 Chestnut St E #203, Stillwater, MN 55082
6514394670
Mortgage Loans & Real Estate
106 S Main St, Stillwater, MN 55082
6124405838
Chase Home Lending
5907 Neal Ave N, Stillwater, MN 55082
8326271096
US Bank Mortgage
6001 Stillwater Blvd, Stillwater, MN 55082
8008722657
US Bank Mortgage
226 Myrtle St E, Stillwater, MN 55082
6513512406
My Mortgage Guy Joe
610 Main St N, Stillwater, MN 55082
6513038765
Mortgage lenders in Stillwater Minnesota help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the Stillwater real estate market and can guide you through state specific disclosure rules.
What Does a Mortgage Lender in Stillwater Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Stillwater generally range from 2 to 5 percent of the purchase price. These amounts vary by loan size and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Stillwater Minnesota?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed authorization to pull your credit report. Specific requirements vary by loan type and lender.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law mandates a three day right of rescission for most refinances. Delays can occur if appraisals or title work take longer.
Are there Minnesota specific mortgage programs for first time buyers?
Yes, the Minnesota Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require home buyer education. Your lender can tell you if you qualify.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Stillwater who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.