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Find Mortgage Lenders Near You in Rochester, MN

Compare mortgage lenders in Rochester. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 19 mortgage lenders in Rochester, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeSource Funding (Rochester, MN)
2876 Superior Dr NW #102, Rochester, MN 55901
5073280500
PrimeLending, A PlainsCapital Company - Rochester
2514 Superior Dr NW Suite B, Rochester, MN 55901
5072898800
Results Home Mortgage
4123 26th St NW, Rochester, MN 55901
5072540761
The Heichel Team powered by Fairway Home Mortgage
3273 19th St NW #3, Rochester, MN 55901
5074604500
Bell Bank Mortgage, Heather Fuelberth
2689 Commerce Dr NW, Rochester, MN 55901
5073582670
Bell Bank Mortgage, Jason Griggs
2689 Commerce Dr NW, Rochester, MN 55901
5073225301
Bell Bank Mortgage, Stacy Jahraus
2689 Commerce Dr NW, Rochester, MN 55901
5072183770
Bell Bank Mortgage, Mike Danielson
2689 Commerce Dr NW, Rochester, MN 55901
5073225056
loanDepot
2765 Commerce Dr NW Suite 100, Rochester, MN 55901
6513587955
Wayd Wangen at Rate (NMLS #370509)
2768 Superior Dr NW # C, Rochester, MN 55901
5075137119
Zach Snell at Rate (NMLS #1544486)
2768 Superior Dr NW # C, Rochester, MN 55901
5072723244
Edge Home Finance-Eric Habberstad
1836 3rd Ave SE, Rochester, MN 55904
5074388913
Steve Ruffalo at Rate (NMLS #533105)
2768 Superior Dr NW # C, Rochester, MN 55901
5077800009
U.S. Bank-Mortgage Loan Officer-Heather Burns-Myhre
area served, US Bank, Rochester, MN 55902
5072857883
Wintrust Mortgage
3552 West River Pkwy NW, Rochester, MN 55901
5072525626
PrimeLending, A PlainsCapital Company: Doug Gillard
2514 Superior Dr NW Suite B, Rochester, MN 55901
5073987179
US Bank Mortgage
2665 Commerce Dr NW, Rochester, MN 55901
8008722657
Jon O'Reilly-U.S. Bank Mortgage
402 1st Ave SW, Rochester, MN 55902
5072857873
Shayn Carlson at Rate (NMLS #2806081)
2768 Superior Dr NW # C, Rochester, MN 55901
5075137320

Rochester Minnesota offers a range of mortgage lenders to help you buy a home or refinance an existing loan. Local lenders understand the specific housing market and can guide you through Minnesota state requirements such as the standard 30 year fixed rate mortgage. Working with a Rochester lender gives you access to personalized service and knowledge of local programs like the Minnesota Housing Finance Agency loans.

What Does a Mortgage Lender in Rochester Cost?

Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in Minnesota generally range from 2% to 5% of the purchase price. These fees vary based on the lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Rochester Minnesota?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. Minnesota lenders may also request proof of any rental history or additional assets.
How long does the mortgage process take in Minnesota?
The full process from application to closing usually takes 30 to 45 days. Minnesota law requires a three business day review period after you receive the Closing Disclosure before you can sign final papers.