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Browse mortgage lenders serving Richfield, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Richfield, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage lenders in Richfield, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Thompson
2401 W 66th St Suite 200, Richfield, MN 55423
7634421232
U.S. Bank-Mortgage Loan Officer-Bradley Johnson
7601 Penn Ave S, Richfield, MN 55423
6514268225
Chase Home Lending
6544 Lyndale Ave S, Richfield, MN 55423
9739195006
Sun West Mortgage Company, Inc.
1325 E 66th St, Richfield, MN 55423
8004537884
Richfield home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Working with a lender familiar with Richfield real estate can help you navigate local market conditions.
What Does a Mortgage Lender in Richfield Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 0.5 to 1 percent of the purchase price. Closing costs generally range from 2 to 5 percent of the loan amount. Minnesota law requires lenders to disclose all fees in the Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richfield?
You will need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed authorization to pull your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Minnesota?
The typical mortgage process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a three day review period after you receive the Closing Disclosure. Delays can occur if appraisals or title work take longer than expected.
Are there special mortgage programs for Minnesota first time buyers?
Yes, Minnesota Housing offers the Start Up and Step Up programs with low down payment options and competitive rates. These programs are available through approved lenders in Richfield. Income and purchase price limits apply based on county guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.