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Directory of mortgage lenders in Ramsey, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage lenders in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
6126707798
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
7634274116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
7632867578
Village Bank
7125 Riverdale Dr NW, Ramsey, MN 55303
7633988000
Bell Mortgage
9457 US-10, Ramsey, MN 55303
7637465300
Tanya Reopelle - Zip Mortgage NMLS 1505465
8756 151st Ave NW, Ramsey, MN 55303
9522884252
Mortgage lenders in Ramsey, Minnesota help home buyers and homeowners secure loans for purchasing or refinancing property. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce and follow state regulations on interest rates and disclosures. Local lenders understand the Ramsey real estate market and can guide you through the process.
What Does a Mortgage Lender in Ramsey Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in the state usually range from 2 to 5 percent of the purchase price. These figures vary by loan size, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ramsey Minnesota?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed disclosure form under Minnesota Statute 58.13. The exact list varies by loan type and lender.
How long does it take to get a mortgage in Ramsey Minnesota?
A standard mortgage process in Minnesota usually takes 30 to 45 days from application to closing. This timeline can be longer for complex loans or if additional documentation is needed. Minnesota law requires a three-day right of rescission for certain refinances.
Are there first-time home buyer programs in Ramsey Minnesota?
Yes, Minnesota offers the Minnesota Housing Finance Agency programs for first-time buyers, including down payment assistance. Ramsey County also has local grants for eligible buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.