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Looking for a mortgage lender in Oakdale? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Oakdale, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 mortgage lenders in Oakdale, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Wambach at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6127471679
Justin Moeller at CrossCountry Mortgage
7300 Hudson Blvd N # 165, Oakdale, MN 55128
6123244463
David Youngs - NEXA Lending, LLC - Infinite Team
6400 46th St N, Oakdale, MN 55128
6514976770
Land Home Financial Services - Oakdale, MN
7300 Hudson Blvd N STE 240, Oakdale, MN 55128
8887965263
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128
6513334966
Travis Whitford at CrossCountry Mortgage
434 Hale Ave N STE 100, Oakdale, MN 55128
6517553086
Fairway Independent Mortgage Corporation
600 Inwood Ave N Suite 120, Oakdale, MN 55128
6512428333
Rocket Mortgage Oakdale, MN NMLS – 2276354
6230 10th St N STE 430A, Oakdale, MN 55128
6517350911
Bart Baxter at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6513346326
Supreme Lending
600 Inwood Ave N # 245, Oakdale, MN 55128
6124312299
Mortgage lenders in Oakdale, Minnesota help homebuyers and homeowners secure financing for property purchases and refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the Oakdale real estate market and can guide you through state-specific closing procedures.
What Does a Mortgage Lender in Oakdale Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in Washington County usually range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oakdale?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed authorization to check your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Minnesota?
The average mortgage process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a three-day rescission period for refinances. Delays can occur if appraisals or title searches take longer.
Are there special mortgage programs for Minnesota first-time homebuyers?
Yes, Minnesota Housing offers programs like the Start Up and Step Up loans with down payment assistance. These programs have income limits and require a homebuyer education course. Local lenders in Oakdale can help you apply for these state-specific options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.