ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in North Oaks. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
North Oaks, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage lenders in North Oaks, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tradition Capital Bank
100 Village Center Dr Ste 101, North Oaks, MN 55127
6512335961
North Oaks Financial Group
200 Village Center Dr Ste 200, North Oaks, MN 55127
6516350500
Guaranteed Rate Joey Orrey
100 Village Center Dr suite 244, North Oaks, MN 55127
6124144809
Mortgage lenders in North Oaks Minnesota help home buyers and homeowners secure financing for property purchases and refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the North Oaks real estate market and can guide you through state specific disclosure requirements.
What Does a Mortgage Lender in North Oaks Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Oaks?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after the Closing Disclosure is provided.
Are there special mortgage programs for Minnesota first time buyers?
Yes, the Minnesota Housing Finance Agency offers programs like the Start Up and Step Up loans with down payment assistance. These are available through approved lenders in North Oaks.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in North Oaks who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.