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Find Mortgage Lenders Near You in North Mankato, MN

Compare mortgage lenders in North Mankato. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
North Mankato, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 5 mortgage lenders in North Mankato, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SouthPoint Financial Credit Union
1800 Commerce Dr a, North Mankato, MN 56003
8777946712
Pioneer Bank
1735 Commerce Dr, North Mankato, MN 56003
5076253268
Frandsen Bank & Trust
240 Belgrade Ave, North Mankato, MN 56003
5073455043
Frandsen Bank & Trust Mortgage - North Mankato
240 Belgrade Ave, North Mankato, MN 56003
5073455043
SouthPoint Home Mortgage
1800 Commerce Dr Suite A, North Mankato, MN 56003
8776365346

Mortgage lenders in North Mankato, Minnesota help homebuyers secure loans for purchasing or refinancing homes. Minnesota law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local lenders understand the North Mankato real estate market and can guide you through state-specific programs like the Minnesota Housing Finance Agency down payment assistance.

What Does a Mortgage Lender in North Mankato Cost?

Typical costs for a mortgage in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in North Mankato?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Minnesota lenders also require a signed purchase agreement and a property appraisal before final approval.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law mandates a three-day right of rescission for refinances, which can add time to the timeline.
Are there special mortgage programs for first-time buyers in Minnesota?
Yes, the Minnesota Housing Finance Agency offers the Start Up and Step Up programs with low down payment options and fixed interest rates. These programs are available for eligible buyers in North Mankato.