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10 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 mortgage lenders in Monticello, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Bank of Commerce • Monticello
1421 E 7th St, Monticello, MN 55362
7632952265
Sherburne State Bank
1200 MN-25, Monticello, MN 55362
7632717177
Liberty Bank Minnesota
1560 Hart Blvd, Monticello, MN 55362
7632954411
CorTrust Bank
106 E 4th St, Monticello, MN 55362
7632717200
Premier Bank Minnesota Monticello
4134 Deegan Ave, Monticello, MN 55362
7632717670
Jeff Curtis at CrossCountry Mortgage
102 Chelsea Rd Office A, Monticello, MN 55362
8777731226
Paul Hinz - 217427 - Wells Fargo Home Mortgage
407 Pine St, Monticello, MN 55362
9528470152
MegaStar Financial Corp - Lee Mielke
1125 Cedar St UNIT 114, Monticello, MN 55362
6123087162
Cory Nuest, CorTrust Mortgage
106 E 4th St, Monticello, MN 55362
7632717216
U First Financial
200 Front St, Monticello, MN 55362
7632953577
Mortgage lenders in Monticello Minnesota help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Monticello real estate market and can guide you through the process of buying a home in Wright County.
What Does a Mortgage Lender in Monticello Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Monticello?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Minnesota lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Minnesota?
The average mortgage process in Minnesota takes 30 to 45 days from application to closing. This timeline can vary based on loan type and the complexity of your financial situation.
Are there first time home buyer programs in Minnesota?
Yes, Minnesota Housing offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require completion of a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.