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Looking for a mortgage lender in Hugo? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Hugo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage lenders in Hugo, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ideal Credit Union
14750 Victor Hugo Blvd N, Hugo, MN 55038
6517707000
Heartland Credit Union
14727 Victor Hugo Blvd, Hugo, MN 55038
8008139185
Premier Banks Hugo
14773 Flay Ave N, Hugo, MN 55038
6514291280
Heartland Home Loans
13433 Fenway Blvd Ct N, Hugo, MN 55038
6516539191
Chad Brune
5712 157th Cir N, Hugo, MN 55038
6513384523
Steve Miller - M&M Mortgage LLC
1910 Rehbein St, Hugo, MN 55038
6516004789
Scott Lundgren
5712 157th Cir N, Hugo, MN 55038
6513003686
Mortgage lenders in Hugo, Minnesota help homebuyers and homeowners secure financing for property purchases and refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce and follow state-specific disclosure rules, such as the 30-day right of rescission for certain refinances. Whether you are buying a new home in Hugo or looking to lower your rate, local lenders can guide you through the process.
What Does a Mortgage Lender in Hugo Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in Hugo usually range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must be licensed by the Minnesota Department of Commerce under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. This includes passing a background check and completing pre-licensing education.
How long does a mortgage pre-approval last in Hugo?
A mortgage pre-approval typically lasts 60 to 90 days in Minnesota. Lenders may re-verify your credit and income if the pre-approval expires before you close on a home.
Are there special mortgage programs for first-time buyers in Minnesota?
Yes, Minnesota offers the Minnesota Housing program with down payment assistance and competitive rates for first-time homebuyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.