Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage lenders in East Grand Forks, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1512 Central Ave, East Grand Forks, MN 56721
2187731132
Nan Larson - Senior Vice President
1413 Central Ave NW, East Grand Forks, MN 56721
2187735484
Jaclyn Aker - Vice President
1413 Central Ave NW, East Grand Forks, MN 56721
2187735491
What Does a Mortgage Lender in East Grand Forks Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in East Grand Forks?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Minnesota lenders may also require a property appraisal and title search specific to Polk County.
Are there first-time home buyer programs in Minnesota?
Yes, the Minnesota Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a home buyer education course.
How long does the mortgage process take in East Grand Forks?
The process usually takes 30 to 45 days from application to closing. Minnesota law allows a three-day rescission period for refinances but not for purchase loans.