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Compare mortgage lenders in Circle Pines. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Circle Pines, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage lenders in Circle Pines, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TopLine Financial Credit Union
4 S Pine Dr, Circle Pines, MN 55014
7634220290
Michael Rand-U.S. Bank Mortgage
1 Village Pkwy, Circle Pines, MN 55014
7637952041
Mortgage lenders in Circle Pines Minnesota help home buyers and homeowners secure financing for home purchases and refinances. Minnesota law requires lenders to be licensed with the Minnesota Department of Commerce. Local lenders understand the Circle Pines real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Circle Pines Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5 percent to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Minnesota usually total 2 to 5 percent of the home purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Circle Pines?
You typically need pay stubs, tax returns, bank statements, and photo identification. Minnesota lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Minnesota?
Most Minnesota mortgage loans close in 30 to 45 days from application. Minnesota law allows a three business day right of rescission for refinances but not for purchase loans. Delays can occur if appraisal or title work takes longer.
Are there Minnesota specific programs for first time home buyers?
Yes, the Minnesota Housing Finance Agency offers down payment assistance and low interest loans for eligible first time buyers in Circle Pines. These programs have income limits and require a homebuyer education class. Contact a local lender to see if you qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.