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Looking for a mortgage lender in White Lake? Review the directory below to compare your options.
5 agents listed
Updated May 2026
White Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage lenders in White Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exact Mortgage Inc--Rick Rozman
2765 Ridge Rd, White Lake, MI 48383
7345640740
Lynk Financial, Inc.
5601 Ormond Rd f2, White Lake, MI 48383
2488892401
Flow Mortgage
975 Golden Dr, White Lake, MI 48386
2484107837
Dana Fox Chobot, Mortgage Loan Originator, LMCU, NMLS# 563033
Mortgage lenders in White Lake Michigan help home buyers and homeowners secure financing for property purchases and refinances. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders understand White Lake real estate market conditions and can guide you through the loan process.
What Does a Mortgage Lender in White Lake Cost?
Typical mortgage lender costs in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $800 to $1,500. Closing costs in Michigan generally range from 2% to 5% of the purchase price. These costs vary by loan amount and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in White Lake Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require a property appraisal and title search. Gather these documents before applying to speed up the process.
How long does it take to close on a mortgage in Michigan?
A standard mortgage closing in Michigan usually takes 30 to 45 days from application to closing. The timeline can vary based on loan type and appraisal scheduling. Michigan law requires a three day rescission period for refinances.
What credit score is needed for a mortgage in White Lake Michigan?
Minimum credit score requirements vary by loan type. Conventional loans often require a 620 score, while FHA loans may accept scores as low as 580. Michigan lenders also consider your debt to income ratio and down payment amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.