Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 mortgage lenders in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brick Financial Group
90 S Washington St, Oxford, MI 48371
2482744748
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
2486282505
Genisys Credit Union
120 S Washington St, Oxford, MI 48371
2482368135
Oxford Bank (Main Branch)
60 S Washington St, Oxford, MI 48371
2485722030
Flagstar Bank
425 N Lapeer Rd, Oxford, MI 48371
2489692061
Oxford Bank Operations Center
485 N Lapeer Rd POB 17, Oxford, MI 48371
2486282533
Chase Home Lending
860 N Lapeer Rd, Oxford, MI 48371
2486283639
What Does a Mortgage Lender in Oxford Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oxford Michigan?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. Michigan lenders also require a property appraisal and a title search to verify ownership.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period after closing for refinances, but not for purchase loans.
Are there Michigan specific programs for first time home buyers?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for eligible first time buyers. These programs have income limits and require a homebuyer education class.