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Mortgage Lenders in Niles, MI

Looking for a mortgage lender in Niles? Review the directory below to compare your options.

14 agents listed
Updated June 2026
Niles, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 14 mortgage lenders in Niles, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Honor Credit Union - Niles
1010 Moore Dr, Niles, MI 49120
(269) 684-6900 honorcu.com
Ron Rogers, Ruoff Mortgage
815 W Main St suite b, Niles, MI 49120
(269) 449-0754 ruoff.com
Ruoff Mortgage
815 E Main St suite b, Niles, MI 49120
(269) 340-5925 ruoff.com
1st Source Bank
720 S 11th St, Niles, MI 49120
(269) 687-8244 1stsource.com
United Federal Credit Union - Niles South
2100 S 11th St, Niles, MI 49120
(888) 982-1400 unitedfcu.com
1st Source Bank
1401 S 11th St, Niles, MI 49120
(269) 684-1283 1stsource.com
Circle Federal Credit Union
507 E Main St, Niles, MI 49120
(269) 684-6005 circlefcu.org
Stacy Deitrich, Ruoff Mortgage
815 W Main St suite b, Niles, MI 49120
(269) 208-4435 ruoff.com
Tammy Graff, Ruoff Mortgage
815 E Main St suite b, Niles, MI 49120
(219) 730-7154 ruoff.com
Old National Bank
1903 S 11th St, Niles, MI 49120
(269) 687-5660 locations.oldnational.com
Fifth Third Mortgage - Carolyn Taylor
322 Broadway, Niles, MI 49120
(616) 402-2236 mortgageadvisors.53.com
Community Mortgage
8 S Lincoln Ave, Niles, MI 49120
(269) 683-3040
Shayla Shembarger, 1st Source Mortgage
306 E Main St, Niles, MI 49120
(269) 684-3070 1stsource.com
Ryan Rogers, Ruoff Mortgage
815 W Main St suite b, Niles, MI 49120
(269) 449-7799 ruoff.com

Mortgage lenders in Niles, Michigan help residents secure home loans for purchases and refinancing. Michigan law requires lenders to be licensed through the Department of Insurance and Financial Services. Local lenders understand the housing market in Berrien County and can guide you through the process.

What Does a Mortgage Lender in Niles Cost?

Typical costs for a mortgage in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Niles?
You typically need pay stubs, tax returns, bank statements, and identification. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three-day rescission period for refinances after closing.
Are there special mortgage programs for first-time buyers in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low-interest loans for qualified first-time buyers. Local lenders in Niles can help you apply.