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Mortgage Lenders in Grand Ledge, MI

Browse mortgage lenders serving Grand Ledge, Michigan. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Grand Ledge, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage lenders in Grand Ledge, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dart Bank
1020 Charlevoix Dr, Grand Ledge, MI 48837
5176223278
Eaton Community Bank
500 S Clinton St, Grand Ledge, MI 48837
5176276292
Fifth Third Bank & ATM
900 Charlevoix Dr, Grand Ledge, MI 48837
5176221839
Lutheran Financial Services
15190 Wright Rd, Grand Ledge, MI 48837
5176271900
Asset Financial Services Inc
820 Charlevoix Dr # 270, Grand Ledge, MI 48837
5176271181
Fifth Third Mortgage - Kaitlyn Beno
900 Charlevoix Dr, Grand Ledge, MI 48837
9894130744

Mortgage lenders in Grand Ledge Michigan help homebuyers and homeowners secure loans for purchasing or refinancing property. Michigan law requires all mortgage lenders to be licensed through the state Department of Insurance and Financial Services. Local lenders understand the Grand Ledge real estate market and can guide you through Michigan specific loan programs like the MSHDA down payment assistance.

What Does a Mortgage Lender in Grand Ledge Cost?

Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Grand Ledge?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Michigan lenders also require a property appraisal and title search. Your lender will give you a complete list based on your loan type.
How long does the mortgage process take in Michigan?
The average mortgage process in Michigan takes 30 to 45 days from application to closing. Delays can happen if there are issues with your credit, appraisal, or title work. Your lender will provide a timeline estimate at the start.
What is the Michigan escrow requirement for property taxes?
Many Michigan lenders require an escrow account for property taxes and homeowners insurance. This means you pay a portion of these costs each month with your mortgage payment. Michigan law does not mandate escrow, but lenders often require it for loans with less than 20 percent down.