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Find Mortgage Lenders in Chelsea, MI

Browse mortgage lenders serving Chelsea, Michigan. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Chelsea, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage lenders in Chelsea, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jon Mykala
134 W Middle St # G, Chelsea, MI 48118
7344330922
Parker Mortgage Group
1101 S Main St Ste 151, Chelsea, MI 48118
8559355626
Dart Bank Chelsea Home Loan Center
134 W Middle St # G, Chelsea, MI 48118
7344330922
First Equity Residential Mortgage Inc. (NMLS#115585)
310 N Main St STE 201, Chelsea, MI 48118
7344750270
AmeriFirst Home Mortgage - Chelsea, MI
310 N Main St STE 203, Chelsea, MI 48118
2693244120

Mortgage lenders in Chelsea Michigan help home buyers and homeowners secure loans for purchase or refinance. Michigan law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders understand the Chelsea real estate market and can guide you through state-specific closing requirements.

What Does a Mortgage Lender in Chelsea Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Michigan average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chelsea Michigan?
You need pay stubs, tax returns, bank statements, and photo ID. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process typically takes 30 to 45 days from application to closing. Michigan law allows a three day right of rescission for refinances on your primary residence.