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Directory of mortgage lenders in West Springfield, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
West Springfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 9 mortgage lenders in West Springfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Joni S. Miller | NMLS# 5944
459 Riverdale St, West Springfield, MA 01089
4133206168
Homestead Funding Corp: Ratha Men | NMLS# 38414
459 Riverdale St, West Springfield, MA 01089
9789960271
Jeff Cahill- Evolve Bank & Trust
371 Park St, West Springfield, MA 01089
4133646230
Homestead Funding Corp. – West Springfield
459 Riverdale St, West Springfield, MA 01089
4134594767
Mortgage lenders in West Springfield, Massachusetts help home buyers and homeowners secure loans to purchase or refinance property. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the specific housing market in Hampden County and can guide you through the process.
What Does a Mortgage Lender in West Springfield Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in West Springfield?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Massachusetts lenders also require a signed purchase and sale agreement before final approval.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you three business days after signing to cancel a mortgage refinance under the right of rescission.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.