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Find Mortgage Lenders Near You in Somerville, MA

Browse mortgage lenders serving Somerville, Massachusetts. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Somerville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 9 mortgage lenders in Somerville, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rockland Trust Bank
37 Union Square, Somerville, MA 02143
9789776079
Winter Hill Bank - Corporate Office
342 Broadway, Somerville, MA 02145
6176668600
Winter Hill Bank - Loan Center
345 Broadway, Somerville, MA 02145
8004444300
Bank of America Home Mortgage
55 Chester St, Somerville, MA 02144
8572279842
Frank Prinzivalli- Mortgage Specialist
421 Highland Ave, Somerville, MA 02144
6173151576
Chase Home Lending
702 Grand Union Blvd, Somerville, MA 02145
9783994342
PNC Mortgage
405 Grand Union Blvd, Somerville, MA 02145
6176161202
Rafaela Almeida - Chase Home Lending Advisor - NMLS ID 1276638
702 Grand Union Blvd, Somerville, MA 02145
9783994342
Embrace Home Loans
17 Bow St, Somerville, MA 02143
8003333004

Mortgage lenders in Somerville Massachusetts help homebuyers and homeowners secure financing for home purchases and refinances. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local Somerville lenders understand the specific housing market and property values in Middlesex County.

What Does a Mortgage Lender in Somerville Cost?

Typical mortgage lender costs in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Somerville generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Somerville?
You typically need pay stubs, tax returns, bank statements, and photo identification. Massachusetts lenders also require a signed purchase and sale agreement for home purchase loans.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives borrowers a three day right of rescission for refinances, which adds three days to the timeline.
Are there special mortgage programs for first time buyers in Somerville?
Yes. Massachusetts offers the MassHousing program with low down payment options and competitive rates for first time buyers. Somerville also participates in local down payment assistance programs for eligible residents.