ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Salem. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Salem, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 mortgage lenders in Salem, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phil Tocci Mortgage Lender
210 Essex St, Salem, MA 01970
6177103980
JSW Mortgage, LLC.
2 1/2 Becket St, Salem, MA 01970
6172949001
Dee Reddington at Salem Five Mortgage
210 Essex St, Salem, MA 01970
6177630063
Steven Vo at Salem Five
210 Essex St, Salem, MA 01970
7814926696
Cesar Mancebo Total Mortgage NMLS# 2384927
131 Boston St #2, Salem, MA 01970
9782104194
Bank of America Home Mortgage
21 Paradise Rd, Salem, MA 01970
7819545217
Total Mortgage Salem NMLS #2468597
131 Boston St, Salem, MA 01970
9782104194
Mortgage lenders in Salem Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to follow strict licensing rules under Chapter 255E of the General Laws. Local lenders in Salem understand the historic district requirements and the unique real estate market of the North Shore.
What Does a Mortgage Lender in Salem Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the purchase price. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Salem?
You typically need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Massachusetts lenders also require a property appraisal and title search.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three-day rescission period for refinances after closing.
Are there first-time home buyer programs in Salem?
Yes, Massachusetts offers the MassHousing program and the ONE Mortgage Program for first-time buyers. These programs provide lower down payments and competitive rates for qualified borrowers in Salem.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Salem who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.