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Looking for a mortgage lender in Rowley? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Rowley, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in Rowley, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Salem Five Bank
303 Haverhill St, Rowley, MA 01969
9789488602
Mary Rooney-U.S. Bank Mortgage
U.S. Bank Area Served, Rowley, MA 01969
9789613350
Mortgage lenders in Rowley Massachusetts help home buyers and homeowners secure financing for property purchases and refinances. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand Rowley real estate trends and Essex County property values.
What Does a Mortgage Lender in Rowley Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs generally total 2% to 5% of the purchase price. These costs vary by loan type and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rowley?
You typically need pay stubs, tax returns, bank statements, and identification. Massachusetts lenders also require proof of homeowners insurance before closing.
How long does a mortgage application take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts has a 3 day right of rescission for refinances under state and federal law.
Are there special mortgage programs for Massachusetts first time buyers?
Yes, MassHousing offers low down payment loans and down payment assistance for eligible first time buyers. These programs have income and purchase price limits specific to Essex County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.