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17 agents listed
Updated May 2026
Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 17 mortgage lenders in Reading, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NewFed Mortgage Corp
32 Lincoln St, Reading, MA 01867
6172935242
Tower Home Loans
306 Main St, Reading, MA 01867
7813990064
Guild Mortgage - Dan Bello
553 Main St, Reading, MA 01867
7818840755
Guild Mortgage - Mary Beth O'Keefe
553 Main St, Reading, MA 01867
9783942139
NewFed Mortgage - Karen Costin
32 Lincoln St, Reading, MA 01867
7814628723
Guild Mortgage Company
553 Main St, Reading, MA 01867
7818840751
George Rodgers- Salem Five Mortgage
8 Walkers Brook Dr, Reading, MA 01867
9787205081
Clayton Amorim – Tower Home Loans, NMLS #1795376
306 Main St, Reading, MA 01867
8778070677
Guild Mortgage - Joe Pagliarulo Jr
553 Main St, Reading, MA 01867
6175942266
NewFed Mortgage: Max Kelley
32 Lincoln St, Reading, MA 01867
9783192888
Guild Mortgage - Joe Lombardo
553 Main St, Reading, MA 01867
7818840758
Lenice Araujo – Tower Home Loans, NMLS #1914707
306 Main St, Reading, MA 01867
5087820109
Kim Carpentier at NewFed Mortgage
32 Lincoln St, Reading, MA 01867
9788867805
Guild Mortgage - Joe Lane
553 Main St, Reading, MA 01867
7818840751
Shamrock Financial Corporation
248 Main St #215, Reading, MA 01867
8003218129
The Portnoy Team with Newfed Mortgage
32 Lincoln St, Reading, MA 01867
6035082169
Chase Home Lending
431 Main St, Reading, MA 01867
4252460667
Mortgage lenders in Reading Massachusetts help home buyers and homeowners secure loans to purchase or refinance property. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Reading real estate market and can guide you through state-specific requirements like the Massachusetts deed recording fee.
What Does a Mortgage Lender in Reading Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Reading Massachusetts?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Massachusetts lenders may also ask for a signed purchase and sale agreement if you are buying a home.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three-day right of rescission for refinances, which adds a mandatory waiting period after signing.
Are there first-time home buyer programs in Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payment options and reduced mortgage insurance. You must complete a home buyer education course to qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.