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Find Mortgage Lenders Near You in Northborough, MA

Directory of mortgage lenders in Northborough, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Northborough, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage lenders in Northborough, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wes Oliver Mortgage Team
6 Maple St, Northborough, MA 01532
5083324171
Prestige Home Mortgage LLC
6 Maple St #6 Suite 202, Northborough, MA 01532
5083664006
John Lucas Team - Prestige Home Mortgage
6 Maple St #6 Suite 202, Northborough, MA 01532
5083009633
Boston Common Mortgage
300 W Main St, Northborough, MA 01532
5087977355
Veterans Home Loans
6 Maple St Suite 202, Northborough, MA 01532
8662148884

Mortgage lenders in Northborough Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Northborough real estate market and can guide you through the state specific mortgage process including the Massachusetts deed and tax requirements.

What Does a Mortgage Lender in Northborough Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Northborough?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Massachusetts lenders also require a signed purchase and sale agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Massachusetts?
The mortgage process in Massachusetts usually takes 30 to 45 days from application to closing. State law requires a three day right of rescission for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first time buyers. These programs provide low down payment options and competitive interest rates for qualified borrowers in Northborough.